Pharmaceutical Assistance

The Pharmaceutical Assistance to the Aged and Disabled (PAAD) program is a state-funded program that helps eligible seniors and individuals with disabilities save money on their prescription drug costs. You may be eligible for PAAD if you meet the following requirements:

• You are a New Jersey resident

• You are age 65 or older

• Your income for 2020 is less than $28,399 if single or less than $34,817 if married

• Medicare-eligible PAAD beneficiaries are also required to enroll in a Medicare Part D Prescription Drug Plan. PAAD will pay the monthly premium for certain standard basic Part D plans with a monthly premium at or below the regional benchmark or standard basic plans or enhanced plans up to $20 above the benchmark amount that have no deductible

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The Senior Gold Prescription Discount Program (Senior Gold) is a state-funded prescription program with a different co-payment structure and income eligibility guidelines than those of PAAD. You may be eligible for Senior Gold if you meet the following requirements:

• You are a New Jersey resident

• You are age 65 or older 

• Your annual income for 2020 is between $28,399 and $38,399 if you are single or between $34,817 and $44,817 if you are married

• In addition: All Medicare-eligible Senior Gold beneficiaries are also required to enroll in a Medicare Part D Prescription Drug Plan of their choice. They will be responsible for paying the monthly premium directly to the Medicare Part D plan

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For more information call toll free 1-800-792-9745.